Civil Litigation
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Muzzio v. Auto-Owners Insurance Company
26 Fla. L. Weekly D2171
(Fla. 2d DCA Sept. 7, 2001)
Florida law has generally recognized that duplicate coverage from both an automobile liability policy and a general liability policy for an automobile accident injury covered by an automobile policy is not ordinarily available simply by retention. Where an insured defendant in a typical automobile negligence lawsuit is both the owner of the motor vehicle and the employer of the driver, the claim arises out of the ownership and use of the insured
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