Civil Litigation

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State Farm Mutual Automobile Ins. v. Gueimunde

27 Fla. L. Weekly D1188 (Fla. 3d DCA May 31, 2002)

Since the insured would be unable to obtain admission to a hospital for expensive surgical procedures without prior authorization from his or her insurance company, an insurer has the obligation to preauthorize surgery in a situation in which the injury is within the coverage of the medical payments portion of the insurance policy.

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